Business Owner’s Policy (BOP) combines business liability and business property insurance into one policy helping protect businesses’ property, people and operations, from bodily injury or property damage.
May include business interruption coverage, including business income and additional expenses, in addition to claims resulting from fire, storms, theft, and other covered events.
New ventures available for some classes.
Key Highlights
ISO BOP
Admitted paper
Business income actual loss sustained (BI ALS) available
Broadening endorsement available
Data breach (cyber insurance)
Hired/non-owned auto
Equipment breakdown
Requirements
Annual revenue: max $10M general
Annual payroll: max $6M general
GL limits: 300k/600k, 500k/1M, 1M/2M, 2M/4M
Property TIV: max $10M/location, $20M policy limit
Key Highlights
ISO BOP
Admitted paper
Business income actual loss sustained (BI ALS) available
Broadening endorsement available
Data breach (cyber insurance)
Hired/non-owned auto
Equipment breakdown
Class Coverage, Including:
Accounting, Bookkeeping & Auditing Services
Advertising and Public Relations Agencies/Consultants
Real Estate Appraisal Services
Architects & Arch. Services
Attorneys’ Offices
Bus. & Mngt. Consulting Services
Claims Adjusting
Dental Offices and Laboratories
Electronic Stores
Engineering & Engineering Services
Finance Companies & Financial Planners
Graphic Design Services
Insurance Agencies or Brokers
Marketing Consulting Services
Medical Offices
Real Estate Agencies or Brokers
Technology Consulting and Programming
Technology Integration, Installation, Servicing
And Many More
Available in Most States
Wherever you are – We offer superior contractor insurance products and customer service that delivers value and
protection insurers need. We feature a full array of online tools
and a team of experienced underwriters.
BOP Team
Mike Ravelo Underwriter mravelo@shieldins.net 760.345.9029 ext. 2272
